Integrating artificial intelligence (AI) into customer relationship management (CRM) systems is transforming the insurance industry by enhancing customer experiences and streamlining operations. AI-driven platforms enable insurers to personalize services, adjust offerings based on life changes, and recommend suitable insurance plans. Predictive analytics enhance risk assessment and underwriting, allowing insurers to identify fraud and ensure fair pricing. AI also automates claims processing and provides 24/7 customer support through chatbots, improving efficiency and customer satisfaction while reducing churn rates and operational costs.