Take into account the agent's ethics, professionalism, and honesty. Seek indications of openness, truthfulness, and a dedication to prioritizing your interests. Look up the agent's agency online to see if there are any complaints or disciplinary measures against them. Request personalized quotes and insurance alternatives from the agents on your shortlist, based on your needs. Examine these choices while considering the coverage, premium costs, features of the policy, and any extra riders or benefits that may be available. Select a representative who provides appropriate coverage at a reasonable cost