If you find yourself looking for a Mortgage, there are two different types you are likely to come across. These types are qualified mortgage loans and non-qualified mortgage loans. In this guide, we will be covering the topic of non-qualified mortgage loans, more commonly known as non-QM loans. Not getting a suitable mortgage loan is not a big deal. Some professions are disadvantaged due to the guidelines of said eligible mortgage loans. Non-qualified mortgage loans, also referred to as non-prime loans and/or non-QM loans, are still safe options. In the following sections, we will be covering and discussing what are non-QM loans and how they work. We will also cover the types of non-QM and alternative mortgage loan options for borrowers and the eligibility requirements of non-QM loans.