Working capital finance is a type of financing that helps businesses manage their short-term cash flow needs. It is typically used to cover expenses such as inventory, payroll, and other day-to-day expenses. Working capital finance can come in the form of loans or lines of credit, but it can also be obtained through factoring or other types of financing. However, it's essential to keep in mind that working capital finance may require a personal guarantee and may be less flexible than other options.